Truck leasing
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Frequently Asked Questions

We work with individuals, legal entities, and sole proprietorships. We provide financing for new and used vehicles (up to 15 years old).
Transaction processing procedure:
- you choose the type, brand, and cost of the leasing object from a dealer or on the Internet;
- submit an application to us for review along with a package of documents;
- after approving the positive decision, we sign the contract;
- you pay the initial installment (20%);
- we buy the machinery from the seller and transfer it to you for use for the period specified in the contract;
- make monthly payments according to the schedule;
- upon expiration of the contract, the special machinery becomes your property.
Our advantages:
- we finance both new and used machinery. The optimal age of used machinery is up to 15 years;
- mandatory insurance covering all risks;
- we offer various payment schedule options, taking into account the peculiarities of your business;
- no restrictions on the remoteness of your business from the «ESKA Capital» office;
- long-term financing – up to 3 years.
- financing currency – hryvnia, which means you will be independent of currency exchange rate fluctuations;
- we make a financing decision promptly;
- no collateral requirements – it is enough to pay the advance;
- long repayment period with the possibility of deferral;
- financing of used machinery from Europe (on order) is possible.
For more detailed information, leave a request and we will contact you.
When truck leasing is required
Truck leasing is an ideal solution for companies wishing to update or expand their fleet with minimal financial costs. There is no need to immediately allocate significant sums of money or apply to a bank for a loan. It is enough just to sign a leasing agreement, and the company receives a truck that it can use to earn money from day one. One of the main advantages of the service is the absence of a need for additional collateral – the truck itself acts as collateral. In addition, leasing terms are generally longer than credit terms, which reduces the size of monthly payments. The flexibility of leasing conditions allows the company to create a convenient payment schedule, reducing the financial burden on the budget.
Truck leasing also provides savings on the total cost of the truck, since income tax is not levied on leasing payments. Moreover, while the truck is the property of the leasing company, maintenance and the resolution of any possible problems with the transport are its responsibility. This frees the client from unnecessary costs associated with repair or maintenance. Thus, truck leasing spreads costs over several years, maintaining the financial stability of the enterprise and enabling the business to actively work and develop.
How truck leasing works
The procedure for leasing trucks covers several stages, which allows an enterprise to quickly obtain the necessary transport without a significant financial burden:
- First, the client chooses the necessary trucks and contacts the leasing company to purchase them. Leasing conditions do not limit the choice of brand, model, or cost of the vehicle, which makes it possible to select a car that best meets the needs of the business.
- A personal manager from the leasing company helps the client agree on the terms of the deal, as well as develop a flexible payment schedule oriented toward the company's capabilities. The interest rate is formed individually based on the company's financial condition, credit history, and other factors.
- Truck leasing involves an advance payment, which usually amounts to 20–25% of the total cost of the vehicle. This allows you to use the transport by paying only a quarter or a fifth of its full price.
- After paying the advance payment, the client can use the truck at their discretion to conduct business and generate profit.
- After full settlement, the client can re-register the vehicle in their name, receive all documents, and become the full owner.
Thanks to this approach, leasing provides fast access to truck transport on favorable terms without the need to arrange complex bank loans or limit oneself in the choice of machinery.
Truck leasing from «Eska Capital»
Truck leasing with the company «ESKA Capital» has many advantages that make this financing option convenient, fast, and profitable:
- We make a decision in just 24 hours, which allows clients to promptly access the machinery and quickly put it to work.
- We are oriented toward understanding the essence of the business, not formal documents, which facilitates the processing procedure.
- We finance used machinery up to 15 years old. This is a unique opportunity unavailable in any other financial institution in Ukraine.
- The absence of a peg to the foreign currency exchange rate protects clients from currency fluctuations, ensuring the stability of monthly payments.
- «Eska Capital» takes on all issues of interaction with insurance companies, making it easier for clients to resolve insurance cases and guaranteeing a full insurance program for the entire leasing term.
The client pays only for the advance payment and the processing fee, and the remaining costs (registration, insurance) are distributed evenly over the leasing term. To arrange leasing for trucks, no additional security is required. Processing takes only three days, and an individual payment schedule allows you to choose the most convenient payment option – uniform, seasonal, or accelerated. Also, a personal manager accompanies the client throughout the entire leasing period.